Best Student Credit Cards 2025
Build your credit history while earning rewards with the best student credit cards. No credit history required for most cards.
Discover it Student
Best Overall Student Card
Capital One SavorOne Student
Best for Dining & Entertainment
Chase Freedom Student
Best Sign-up Bonus
Student Credit Card Guide
Why Get a Student Credit Card?
- Build credit history early
- Learn financial responsibility
- Earn rewards on purchases
- Emergency financial backup
Tips for Student Credit Cards
- Keep utilization below 30%
- Pay your balance in full monthly
- Set up automatic payments
- Monitor your credit score regularly
Additional Student Credit Resources
CFPB Credit Card Tools
Official government resources for understanding credit cards and building credit responsibly.
FTC Credit and Loans Guide
Federal Trade Commission guidance on credit cards, loans, and financial protection for students.
Federal Student Aid
Official information about federal student loans and financial aid options for college students.
Free Annual Credit Report
Get your free credit report from all three major credit bureaus to monitor your credit building progress.
Experian Credit Education
Learn about credit scores, credit reports, and how to build credit as a student or young adult.
Credit Karma Financial Advice
Free credit monitoring and educational resources to help students understand and improve their credit.