Professional Credit Repair Services

Work with trusted credit repair professionals to remove negative items, dispute errors, and improve your credit score faster than doing it alone.

Proven Results

Average 100+ point increase

Expert Team

Certified credit professionals

Fast Process

See results in 30-60 days

Money Back

Satisfaction guaranteed

Browse Credit Cards

Trusted & Secure

Your security and privacy are our top priorities

SSL Secured
256-bit Encryption
Privacy Protected
CCPA Compliant
FCRA Certified
Credit Reporting
BBB A+ Rating
Accredited Business
5-Star Rated
Trustpilot Reviews
500K+ Users
Satisfied Customers
SSL Secured
Soft Credit Check
Privacy Protected
FCRA Compliant
500K+ Satisfied Users

Understanding Credit Scores

Credit scores range from 300 to 850. Understanding where you stand helps you choose the right improvement strategy.

Credit Score Ranges

300-579
580-669
670-739
740-799
800-850
Poor
16% of population
Fair
17% of population
Good
21% of population
Very Good
25% of population
Excellent
21% of population
300
to
579
Poor
16% of people
300-579
580
to
669
Fair
17% of people
580-669
670
to
739
Good
21% of people
670-739
740
to
799
Very Good
25% of people
740-799
800
to
850
Excellent
21% of people
800-850

What Affects Your Credit Score?

FICO
Score

Payment History

35%

Your track record of making payments on time

Credit Utilization

30%

How much credit you're using vs. available

Length of Credit History

15%

How long you've had credit accounts

Credit Mix

10%

Variety of credit types (cards, loans, etc.)

New Credit

10%

Recent credit inquiries and new accounts

How Credit Repair Works

Professional credit repair follows a proven process to identify and remove negative items from your credit report.

01

Credit Analysis

Comprehensive review of all three credit reports to identify errors, outdated information, and negative items that can be disputed.

02

Dispute Process

Professional dispute letters are sent to credit bureaus and creditors challenging inaccurate or unverifiable information on your reports.

03

Score Improvement

As negative items are removed and positive payment history builds, your credit score improves, opening doors to better financial opportunities.

Trusted Credit Repair Partners

We've partnered with the most reputable credit repair companies to help you achieve your credit goals.

Credit Saint

(4.9/5)
18 Years in Business

Award-winning credit repair service offering multiple program levels to fit individual needs.

*This is an affiliate link. We may earn a commission.

Lexington Law

(4.8/5)
20 Years in Business

Experienced legal team specializing in credit report repair and consumer advocacy.

*This is an affiliate link. We may earn a commission.

CreditRepair.com

(4.7/5)
15 Years in Business

Leading credit repair service helping consumers challenge inaccurate items on their credit reports.

*This is an affiliate link. We may earn a commission.

Sky Blue Credit

(4.6/5)
10 Years in Business

Fast and efficient credit repair with a 90-day money-back guarantee.

*This is an affiliate link. We may earn a commission.

Ovation Credit Services

(4.5/5)
12 Years in Business

Personalized credit repair plans with a focus on customer service and effective dispute resolution.

*This is an affiliate link. We may earn a commission.

The Credit Pros

(4.4/5)
9 Years in Business

Comprehensive credit repair and financial education services.

*This is an affiliate link. We may earn a commission.

Why Trust Our Credit Repair Advice?

Our team of certified credit counselors and financial experts have helped over 500,000 people improve their credit scores.

Certified Experts

Our team includes certified credit counselors, CFAs, and financial analysts with decades of combined experience.

Proven Results

98% of our users see credit score improvements within 6 months of following our recommendations.

FCRA Compliant

All our advice follows Fair Credit Reporting Act guidelines and industry best practices for credit repair.

Why Choose Professional Credit Repair?

Expert Knowledge

Credit repair professionals know exactly which laws and regulations to leverage for maximum results.

Save Time & Stress

Let experts handle the complex dispute process while you focus on building positive credit habits.

Better Success Rate

Professional services typically achieve better results than DIY credit repair attempts.

Ongoing Support

Get personalized guidance and credit education throughout your repair journey.

DIY Credit Repair Tips

Learn how to improve your credit score on your own with these proven strategies and techniques.

Check Your Credit Reports

Get free copies of your credit reports from all three bureaus and review them for errors.

Dispute Inaccurate Information

File disputes for any incorrect information you find on your credit reports.

Pay Bills On Time

Payment history is the most important factor in your credit score calculation.

Reduce Credit Utilization

Keep your credit card balances below 30% of your available credit limits.

Don't Close Old Accounts

Keep older credit accounts open to maintain a longer credit history.

Consider a Secured Card

Use a secured credit card to build positive payment history if you have bad credit.

Ready to Repair Your Credit?

Get started with a free consultation and take the first step towards better credit and financial freedom.

Browse Credit Cards
Talk with Us