Micro Loans for Every Need
Quick access to small loans from $100 to $50,000. Fast approval, flexible terms, and competitive rates for all credit profiles.
Showing 10 of 10 micro loans
PayDay Alternative Loan
by Community Credit Union
Quick access to small loans with fair rates, designed as a safer alternative to traditional payday loans.
Loan Amount
$200 - $1,000
APR Range
18% - 28%
Loan Term
1-6 months
Processing
Same day
Pros
- Fast approval process
- Lower rates than payday loans
- Flexible repayment terms
Cons
- Membership may be required
- Limited loan amounts
- May need direct deposit
Personal Installment Loan
by Online Lenders Network
Flexible personal loans with fixed monthly payments, ideal for debt consolidation or unexpected expenses.
Loan Amount
$500 - $5,000
APR Range
15% - 35%
Loan Term
3-24 months
Processing
1-2 business days
Pros
- Fixed interest rates
- Predictable monthly payments
- No collateral required
Cons
- Origination fees may apply
- Higher rates for lower credit scores
- Early repayment penalties possible
Business Micro Loan
by Small Business Funding
Small business loans designed for startups and entrepreneurs needing working capital or equipment financing.
Loan Amount
$1,000 - $50,000
APR Range
12% - 30%
Loan Term
6-36 months
Processing
2-5 business days
Pros
- Business credit building
- Flexible use of funds
- Competitive rates for good credit
Cons
- Business plan may be required
- Longer approval process
- Personal guarantee often needed
Student Emergency Loan
by Education Finance Group
Emergency loans for students to cover unexpected expenses like textbooks, housing deposits, or urgent repairs.
Loan Amount
$100 - $2,500
APR Range
10% - 25%
Loan Term
3-12 months
Processing
Same day
Pros
- Student-friendly approval
- No cosigner required
- Grace period options
Cons
- Must be enrolled student
- Lower maximum amounts
- Limited to education-related expenses
Medical Expense Loan
by Healthcare Financing Solutions
Specialized loans for medical procedures, dental work, or healthcare expenses not covered by insurance.
Loan Amount
$500 - $10,000
APR Range
8% - 24%
Loan Term
6-60 months
Processing
24-48 hours
Pros
- Promotional 0% APR periods
- Flexible payment plans
- Direct provider payment
Cons
- Deferred interest charges
- Provider restrictions may apply
- Credit check required
Auto Repair Loan
by Vehicle Finance Network
Quick financing for unexpected auto repairs, maintenance, or vehicle-related emergencies.
Loan Amount
$300 - $7,500
APR Range
14% - 29%
Loan Term
6-36 months
Processing
Same day
Pros
- Fast approval for emergencies
- Bad credit accepted
- Direct shop payment available
Cons
- Higher rates for bad credit
- Repair verification required
- Limited to auto expenses
Home Improvement Micro Loan
by Property Enhancement Lending
Financing for small home repairs, upgrades, or improvements to increase property value and comfort.
Loan Amount
$1,000 - $15,000
APR Range
11% - 26%
Loan Term
12-60 months
Processing
2-3 business days
Pros
- Competitive fixed rates
- No home equity required
- Contractor payment options
Cons
- Project documentation needed
- Higher amounts need appraisal
- Longer processing time
Debt Consolidation Micro Loan
by Financial Freedom Partners
Combine multiple debts into one manageable payment with potentially lower interest rates.
Loan Amount
$2,000 - $20,000
APR Range
9% - 24%
Loan Term
12-60 months
Processing
1-3 business days
Pros
- Simplify multiple payments
- Potentially lower overall rate
- Fixed repayment schedule
Cons
- Origination fees apply
- Requires good payment history
- May extend debt timeline
Wedding & Event Loan
by Special Occasions Finance
Finance your special day with flexible loans for weddings, celebrations, or major life events.
Loan Amount
$1,000 - $25,000
APR Range
13% - 28%
Loan Term
12-48 months
Processing
2-4 business days
Pros
- Flexible loan amounts
- Quick approval process
- No restrictions on vendors
Cons
- Higher rates than secured loans
- Can lead to overspending
- Long-term debt for one event
Emergency Cash Advance
by Rapid Relief Lending
Ultra-fast cash for true emergencies when you need money immediately, with minimal requirements.
Loan Amount
$100 - $1,500
APR Range
20% - 36%
Loan Term
2 weeks - 3 months
Processing
Within hours
Pros
- Instant approval possible
- Bad credit accepted
- Minimal documentation
Cons
- Very high interest rates
- Short repayment terms
- Can create debt cycle
How Micro Loans Work
Get the funds you need in three simple steps
1. Apply Online
Complete a simple application in minutes. No paperwork, no hassle.
2. Get Approved
Receive instant decision or approval within 24 hours.
3. Receive Funds
Money deposited directly to your account, often same day.
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