Credit Resources & Financial Tools

Access free credit resources, financial calculators, and expert guides to improve your credit score and financial health.

Our Credit Tools

Credit Score Calculator

Estimate your credit score based on your financial profile

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Credit Repair Guide

Step-by-step guide to repairing your credit

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Annual Credit Report

Get your free annual credit report from all three bureaus

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CFPB Credit Resources

Consumer Financial Protection Bureau credit education

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FTC Identity Theft Guide

Federal Trade Commission identity theft protection

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Credit Utilization Calculator

Calculate your optimal credit utilization ratio

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Trusted External Resources

Education

Experian Credit Education

Free credit education and monitoring tools

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Tools

Credit Karma Financial Advice

Free credit scores and financial guidance

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Guides

NerdWallet Credit Guide

Comprehensive credit card and loan guides

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Reviews

Bankrate Credit Center

Credit card reviews and financial calculators

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Education

MyFICO Credit Education

Official FICO score information and tips

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Monitoring

Credit.com Resources

Free credit monitoring and educational content

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Credit Education Hub

Understanding Credit Scores

  • FICO vs VantageScore differences
  • Factors that affect your credit score
  • How to monitor your credit regularly
  • Credit score ranges and what they mean

Building Better Credit

  • Optimal credit utilization strategies
  • Payment history best practices
  • Credit mix and account diversity
  • Length of credit history importance

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Our credit experts can provide personalized guidance based on your specific situation.

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