Compare Credit Cards
Find and compare the best credit cards for your credit profile in the US and Canada. Filter by credit score requirements, fees, and benefits.
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Our card rankings and ratings are based on a proprietary methodology that evaluates rewards rates, annual fees, APR, and customer satisfaction. While we may receive compensation from banks whose products appear on this site via ads and affiliate links, this compensation does NOT impact our independent ratings.
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Showing 64 of 97 credit cards
🇺🇸 United States • Compare Credit Cards
Capital One Secured Mastercard
by Capital One
APR Range
26.99%
Annual Fee
$0
Card Type
Secured
Rewards
None
Key Benefits
Secured card that helps build credit. May be eligible for a higher credit line in as little as 6 months with no additional deposit.
Pros
- No annual fee
- Credit line increases possible
- Reports to all 3 bureaus
Cons
- No rewards
- Requires security deposit
- High APR
Discover it Student
by Discover
APR Range
18.24% - 27.24%
Annual Fee
$0
Card Type
Unsecured
Rewards
Cash Back
Key Benefits
Perfect first credit card for students with rotating 5% cashback categories and Discover's cashback match program.
Pros
- Discover matches all cashback earned in first year
- 5% cashback on rotating quarterly categories
- 1% cashback on all other purchases
- No annual fee
- Free FICO credit score tracking
- Good grades reward program
- No foreign transaction fees
Cons
- Limited acceptance compared to Visa/Mastercard
- Must activate quarterly categories
- 5% cashback has spending limits
- Requires student status
Petal 2 Visa
by Petal
APR Range
18.24% - 32.24%
Annual Fee
$0
Card Type
Unsecured
Rewards
Cash Back
Key Benefits
Credit card for people with limited credit history. Uses cash flow underwriting and offers cash back rewards.
Pros
- No annual fee
- Cash back rewards
- Alternative underwriting
Cons
- Variable APR
- Limited credit building features
- Newer company
Capital One Platinum Secured
by Capital One
APR Range
26.99%
Annual Fee
$0
Card Type
Secured
Rewards
None
Key Benefits
Secured card that helps build credit. May be eligible for a higher credit line in as little as 6 months with no additional deposit.
Pros
- No annual fee
- Credit line increases possible
- Reports to all 3 bureaus
Cons
- No rewards
- Requires security deposit
- High APR
Credit One Bank Platinum Visa
by Credit One Bank
APR Range
23.90% - 29.99%
Annual Fee
$0 - $99
Card Type
Unsecured
Rewards
Cash Back
Key Benefits
Unsecured credit card for rebuilding credit with cash back rewards. Pre-qualification available without affecting credit score.
Pros
- Unsecured option
- Cash back rewards
- Pre-qualification available
Cons
- High APR
- Potential annual fee
- Limited acceptance
Chime Credit Builder Visa
by Chime
APR Range
No Interest
Annual Fee
$0
Card Type
Secured
Rewards
None
Key Benefits
Secured card with no interest charges or fees. Uses your own money to make purchases and helps build credit history.
Pros
- No interest charges
- No fees
- Automatic payments
Cons
- Requires Chime account
- No rewards
- Uses your own money
OpenSky Secured Visa
by OpenSky
APR Range
19.14%
Annual Fee
$35
Card Type
Secured
Rewards
None
Key Benefits
Secured card with no credit check required. Reports to all three major credit bureaus to help build credit history.
Pros
- No credit check
- Reports to all 3 bureaus
- Easy approval
Cons
- Annual fee
- No rewards
- Requires security deposit
Indigo Platinum Mastercard
by Celtic Bank
APR Range
24.90%
Annual Fee
$0 - $99
Card Type
Unsecured
Rewards
None
Key Benefits
Unsecured card for bad credit with pre-qualification option. Helps rebuild credit with responsible use.
Pros
- Unsecured option
- Pre-qualification
- Credit building
Cons
- High APR
- Potential annual fee
- No rewards
Self Visa Credit Card
by Self Financial
APR Range
25.24%
Annual Fee
$25
Card Type
Secured
Rewards
None
Key Benefits
Secured card that works with Self credit builder account. Helps build credit with small monthly payments.
Pros
- Credit builder integration
- Reports to all 3 bureaus
- Low deposit option
Cons
- Annual fee
- High APR
- No rewards
Merrick Bank Secured Visa
by Merrick Bank
APR Range
23.90%
Annual Fee
$36
Card Type
Secured
Rewards
None
Key Benefits
Secured card that reports to all three credit bureaus. Potential for credit line increases with responsible use.
Pros
- Reports to all 3 bureaus
- Credit line increases
- Established issuer
Cons
- Annual fee
- No rewards
- Requires security deposit
First Progress Platinum Elite Mastercard
by First Progress
APR Range
19.99%
Annual Fee
$49
Card Type
Secured
Rewards
None
Key Benefits
Secured card with flexible deposit amounts. Reports to all major credit bureaus to help build credit history.
Pros
- Flexible deposit amounts
- Reports to all bureaus
- Easy approval
Cons
- Annual fee
- No rewards
- Basic benefits
Chase Freedom Unlimited
by Chase
APR Range
19.24% - 28.24%
Annual Fee
$0
Card Type
Unsecured
Rewards
Cash Back
Key Benefits
1.5% cash back on all purchases, no annual fee, intro 0% APR for 15 months on purchases and balance transfers.
Pros
- 1.5% on everything
- No annual fee
- 0% intro APR
Cons
- Chase 5/24 rule
- Basic rewards rate
- No bonus categories
Discover it Cash Back
by Discover
APR Range
18.24% - 27.24%
Annual Fee
$0
Card Type
Unsecured
Rewards
Cash Back
Key Benefits
5% cash back on rotating quarterly categories (up to $1,500 each quarter), 1% on all other purchases. Cashback match first year.
Pros
- 5% rotating categories
- Cashback match first year
- No annual fee
Cons
- Must activate categories
- Quarterly limits
- Limited acceptance
Citi Double Cash
by Citi
APR Range
18.24% - 28.24%
Annual Fee
$0
Card Type
Unsecured
Rewards
Cash Back
Key Benefits
2% cash back on all purchases, no annual fee. Simple earning structure with no categories to track.
Pros
- 2% on everything
- No annual fee
- Simple earning structure
Cons
- No sign-up bonus
- Must pay bill to earn 2nd 1%
- No bonus categories
Capital One Quicksilver
by Capital One
APR Range
19.24% - 29.24%
Annual Fee
$0
Card Type
Unsecured
Rewards
Cash Back
Key Benefits
1.5% cash back on all purchases, no annual fee, no foreign transaction fees. Simple and straightforward rewards.
Pros
- 1.5% on everything
- No annual fee
- No foreign fees
Cons
- Lower rewards rate
- Basic benefits
- No bonus categories
Bank of America Cash Rewards
by Bank of America
APR Range
18.24% - 28.24%
Annual Fee
$0
Card Type
Unsecured
Rewards
Cash Back
Key Benefits
3% cash back in your choice category, 2% at grocery stores and wholesale clubs, 1% on all other purchases.
Pros
- 3% cash back category
- 2% grocery/wholesale
- No annual fee
Cons
- Limited 3% category
- Standard APR
- No travel perks
Citi Custom Cash
by Citi
APR Range
18.24% - 28.24%
Annual Fee
$0
Card Type
Unsecured
Rewards
Cash Back
Key Benefits
Automatically earn 5% cash back on your top spending category each month (up to $500), 1% on all other purchases. No annual fee.
Pros
- Automatic 5% on top category
- No annual fee
- No category activation needed
- Flexible earning
Cons
- $500 monthly cap on 5%
- 1% on other purchases
- Limited to one category per month
American Express Blue Cash Everyday
by American Express
APR Range
18.24% - 29.24%
Annual Fee
$0
Card Type
Unsecured
Rewards
Cash Back
Key Benefits
No annual fee version of Blue Cash with 3% at supermarkets, 2% at gas stations and department stores. 1% everywhere else.
Pros
- 3% at supermarkets
- No annual fee
- 2% gas/department stores
- Amex benefits
Cons
- Limited Amex acceptance
- Supermarket spending cap
- Lower rates than Preferred
Discover it Chrome
by Discover
APR Range
18.24% - 27.24%
Annual Fee
$0
Card Type
Unsecured
Rewards
Cash Back
Key Benefits
2% cash back at gas stations and restaurants on up to $1,000 quarterly, 1% on everything else. Discover matches all cashback first year.
Pros
- 2% gas/restaurants
- Cashback match first year
- No annual fee
- No foreign fees
Cons
- Quarterly spending cap
- Limited acceptance
- Basic earning elsewhere
Capital One SavorOne
by Capital One
APR Range
19.24% - 29.24%
Annual Fee
$0
Card Type
Unsecured
Rewards
Cash Back
Key Benefits
3% cash back on dining, entertainment, streaming, and groceries. No annual fee and no foreign transaction fees.
Pros
- 3% dining/entertainment/streaming/groceries
- No annual fee
- No foreign fees
- No spending caps
Cons
- 1% on other purchases
- Excludes superstores
- Basic benefits
Blue Cash Preferred from American Express
by American Express
APR Range
18.24% - 29.24%
Annual Fee
$95
Card Type
Unsecured
Rewards
Cash Back
Key Benefits
High earning cash back card with 6% at US supermarkets and streaming services, 3% at gas stations.
Pros
- 6% at supermarkets/streaming
- 3% gas stations
- Amex benefits
Cons
- Annual fee
- Limited Amex acceptance
- Spending caps
U.S. Bank Cash+ Visa Signature
by U.S. Bank
APR Range
16.24% - 26.24%
Annual Fee
$0
Card Type
Unsecured
Rewards
Cash Back
Key Benefits
Choose two 5% categories each quarter from list of options. 1% on all other purchases.
Pros
- 5% chosen categories
- No annual fee
- Flexible categories
Cons
- Quarterly spending limits
- Must choose categories
- Basic benefits
Chase Freedom Flex
by Chase
APR Range
19.24% - 28.24%
Annual Fee
$0
Card Type
Unsecured
Rewards
Cash Back
Key Benefits
5% cash back on rotating quarterly categories (up to $1,500), 1% on everything else. 0% intro APR for 15 months.
Pros
- 5% rotating categories
- 0% intro APR
- No annual fee
Cons
- Must activate categories
- Chase 5/24 rule
- Quarterly limits
Citi Rewards+
by Citi
APR Range
18.24% - 28.24%
Annual Fee
$0
Card Type
Unsecured
Rewards
ThankYou Points
Key Benefits
Unique card that rounds up all purchases to the nearest 10 points. 2x at supermarkets and gas stations, 1x everywhere else.
Pros
- Rounds up to nearest 10 points
- 2x supermarkets/gas
- No annual fee
- 10% points back on first 100K points redeemed
Cons
- Annual spending cap
- Basic earning rate
- Limited transfer partners
Chase Sapphire Preferred
by Chase
APR Range
21.24% - 28.24%
Annual Fee
$95
Card Type
Unsecured
Rewards
Ultimate Rewards
Key Benefits
2x points on travel and dining, 1x on everything else. Transfer partners and travel portal.
Pros
- 60K bonus points
- 2x travel/dining
- Transfer partners
- No foreign fees
Cons
- Annual fee
- Chase 5/24 rule
- Limited bonus categories
Chase Sapphire Reserve
by Chase
APR Range
21.24% - 28.24%
Annual Fee
$550
Card Type
Unsecured
Rewards
Ultimate Rewards
Key Benefits
3x points on travel and dining, $300 annual travel credit, Priority Pass lounge access.
Pros
- $300 travel credit
- 3x travel/dining
- Priority Pass
- Premium benefits
Cons
- High annual fee
- Chase 5/24 rule
- Premium credit required
Capital One Venture Rewards
by Capital One
APR Range
19.24% - 29.24%
Annual Fee
$95
Card Type
Unsecured
Rewards
Miles
Key Benefits
2x miles on all purchases, no foreign transaction fees, flexible redemption.
Pros
- 75K miles bonus
- 2x on everything
- No foreign fees
- Flexible redemption
Cons
- Annual fee
- No transfer partners
- Basic travel benefits
Capital One Venture X
by Capital One
APR Range
19.24% - 29.24%
Annual Fee
$395
Card Type
Unsecured
Rewards
Miles
Key Benefits
2x miles on all purchases, $300 annual travel credit, Priority Pass lounge access.
Pros
- $300 travel credit
- Priority Pass
- 2x on everything
- Premium benefits
Cons
- High annual fee
- No transfer partners
- Premium credit required
American Express Gold Card
by American Express
APR Range
Pay in Full
Annual Fee
$250
Card Type
Unsecured
Rewards
Membership Rewards
Key Benefits
4x points on dining and US supermarkets, 3x on flights, excellent transfer partners.
Pros
- 4x dining/supermarkets
- 3x flights
- Transfer partners
- Dining credits
Cons
- Annual fee
- Limited acceptance
- Pay in full monthly
American Express Platinum Card
by American Express
APR Range
Pay in Full
Annual Fee
$695
Card Type
Unsecured
Rewards
Membership Rewards
Key Benefits
5x points on flights and hotels, Centurion Lounge access, premium travel benefits.
Pros
- Centurion Lounge access
- 5x flights/hotels
- Premium benefits
- Multiple credits
Cons
- Very high annual fee
- Limited acceptance
- Premium credit required
Citi Premier Card
by Citi
APR Range
18.24% - 28.24%
Annual Fee
$95
Card Type
Unsecured
Rewards
ThankYou Points
Key Benefits
3x points on travel, gas stations, supermarkets, and restaurants. Transfer partners available.
Pros
- 80K bonus points
- 3x multiple categories
- Transfer partners
- No foreign fees
Cons
- Annual fee
- Limited transfer partners
- Category restrictions
Bank of America Travel Rewards
by Bank of America
APR Range
18.24% - 28.24%
Annual Fee
$0
Card Type
Unsecured
Rewards
Points
Key Benefits
1.5x points on all purchases, no annual fee, no foreign transaction fees.
Pros
- No annual fee
- 1.5x on everything
- No foreign fees
- Easy redemption
Cons
- No transfer partners
- Basic earning rate
- Limited benefits
Wells Fargo Autograph
by Wells Fargo
APR Range
19.24% - 29.24%
Annual Fee
$0
Card Type
Unsecured
Rewards
Points
Key Benefits
3x points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans.
Pros
- 3x multiple categories
- No annual fee
- No foreign fees
- Cell phone protection
Cons
- No transfer partners
- Basic benefits
- Wells Fargo relationship helpful
Marriott Bonvoy Boundless
by Chase
APR Range
21.24% - 28.24%
Annual Fee
$95
Card Type
Unsecured
Rewards
Marriott Bonvoy Points
Key Benefits
Hotel co-brand card with 2x points at Marriott, 2x on all other purchases. Free night award annually.
Pros
- 75K bonus points
- Free night award
- 2x on everything
- Elite status
Cons
- Annual fee
- Chase 5/24 rule
- Hotel-specific rewards
IHG One Rewards Premier
by Chase
APR Range
21.24% - 28.24%
Annual Fee
$99
Card Type
Unsecured
Rewards
IHG Points
Key Benefits
Hotel co-brand card with 140K bonus points. Free anniversary night and automatic Platinum Elite status.
Pros
- 140K bonus points
- Free anniversary night
- Platinum Elite status
- No foreign fees
Cons
- Annual fee
- Chase 5/24 rule
- Hotel-specific rewards
World of Hyatt Credit Card
by Chase
APR Range
21.24% - 28.24%
Annual Fee
$95
Card Type
Unsecured
Rewards
World of Hyatt Points
Key Benefits
Hotel co-brand card with free anniversary night. Automatic Discoverist status and bonus points at Hyatt.
Pros
- 30K bonus points
- Free anniversary night
- Discoverist status
- No foreign fees
Cons
- Annual fee
- Chase 5/24 rule
- Hotel-specific rewards
Chase Ink Business Preferred
by Chase
APR Range
18.24% - 24.24%
Annual Fee
$95
Card Type
Business
Rewards
Ultimate Rewards
Key Benefits
3x points on travel, shipping, internet, cable and phone services, and advertising purchases. 1x on everything else.
Pros
- 100K bonus points
- 3x business categories
- Transfer partners
- Employee cards
Cons
- Annual fee
- High spending requirement
- Chase 5/24 rule
Chase Ink Business Unlimited
by Chase
APR Range
18.24% - 24.24%
Annual Fee
$0
Card Type
Business
Rewards
Ultimate Rewards
Key Benefits
1.5x points on all purchases, no annual fee, 0% intro APR for 12 months on purchases.
Pros
- 75K bonus points
- 1.5x on everything
- No annual fee
- 0% intro APR
Cons
- Chase 5/24 rule
- Basic earning rate
- No bonus categories
Capital One Spark Cash for Business
by Capital One
APR Range
19.24% - 24.24%
Annual Fee
$95
Card Type
Business
Rewards
Cash Back
Key Benefits
2% cash back on all purchases, no foreign transaction fees, employee cards at no additional cost.
Pros
- $750 cash bonus
- 2% on everything
- No foreign fees
- Free employee cards
Cons
- Annual fee
- No bonus categories
- Basic benefits
American Express Business Gold Card
by American Express
APR Range
Pay in Full
Annual Fee
$295
Card Type
Business
Rewards
Membership Rewards
Key Benefits
4x points on the 2 categories where you spend the most each month, 1x on everything else.
Pros
- 70K bonus points
- 4x top categories
- Transfer partners
- Business benefits
Cons
- Annual fee
- Limited acceptance
- Pay in full monthly
American Express Business Platinum Card
by American Express
APR Range
Pay in Full
Annual Fee
$695
Card Type
Business
Rewards
Membership Rewards
Key Benefits
5x points on flights and hotels, 1.5x on purchases of $5,000 or more, premium business benefits.
Pros
- 120K bonus points
- 5x flights/hotels
- Premium benefits
- Centurion Lounge access
Cons
- Very high annual fee
- Limited acceptance
- Premium credit required
Citi Ink Business Cash
by Citi
APR Range
16.24% - 22.24%
Annual Fee
$0
Card Type
Business
Rewards
Cash Back
Key Benefits
5% cash back on office supply stores and internet, cable and phone services, 2% on gas stations and restaurants, 1% on everything else.
Pros
- $750 cash bonus
- 5% office supplies/telecom
- 2% gas/restaurants
- No annual fee
Cons
- Spending caps on bonus categories
- Basic benefits
- Limited 5% categories
Bank of America Business Cash Rewards
by Bank of America
APR Range
16.24% - 22.24%
Annual Fee
$0
Card Type
Business
Rewards
Cash Back
Key Benefits
3% cash back in the category of your choice, 2% on gas stations and wholesale clubs, 1% on everything else.
Pros
- $300 cash bonus
- 3% chosen category
- 2% gas/wholesale
- No annual fee
Cons
- Limited 3% category
- Basic benefits
- BoA relationship helpful
Wells Fargo Business Elite
by Wells Fargo
APR Range
18.24% - 24.24%
Annual Fee
$0
Card Type
Business
Rewards
Points
Key Benefits
1.5x points on all purchases, no annual fee, cell phone protection, and business benefits.
Pros
- 40K bonus points
- 1.5x on everything
- No annual fee
- Cell phone protection
Cons
- Basic earning rate
- No transfer partners
- Wells Fargo relationship helpful
U.S. Bank Business Cash Rewards
by U.S. Bank
APR Range
16.24% - 22.24%
Annual Fee
$0
Card Type
Business
Rewards
Cash Back
Key Benefits
5% cash back on your first $2,000 in combined eligible purchases each quarter in two categories you choose.
Pros
- $500 bonus
- 5% chosen categories
- No annual fee
- Flexible categories
Cons
- Quarterly spending limits
- Must choose categories
- Basic benefits
Discover it Business
by Discover
APR Range
16.24% - 24.24%
Annual Fee
$0
Card Type
Business
Rewards
Cash Back
Key Benefits
1.5% cash back on all purchases, Discover matches all cashback earned in first year. No annual fee.
Pros
- Cashback match first year
- 1.5% on everything
- No annual fee
- Business benefits
Cons
- Limited acceptance
- Basic earning rate
- No bonus categories
Brex Corporate Card
by Brex
APR Range
Pay in Full
Annual Fee
$0
Card Type
Business
Rewards
Points
Key Benefits
Modern business card with no personal guarantee, expense management tools, and rewards on business spending.
Pros
- No personal guarantee
- Expense management
- High credit limits
- Modern platform
Cons
- Pay in full monthly
- Newer company
- Limited to qualifying businesses
Ramp Corporate Card
by Ramp
APR Range
Pay in Full
Annual Fee
$0
Card Type
Business
Rewards
Cash Back
Key Benefits
Business card with 1.5% cash back, automated expense management, and spending controls.
Pros
- 1.5% cash back
- Automated expense management
- Spending controls
- No annual fee
Cons
- Pay in full monthly
- Newer company
- Limited to qualifying businesses
Capital One Spark Miles for Business
by Capital One
APR Range
19.24% - 24.24%
Annual Fee
$95
Card Type
Business
Rewards
Miles
Key Benefits
2x miles on all purchases, no foreign transaction fees, flexible redemption options.
Pros
- 50K miles bonus
- 2x on everything
- No foreign fees
- Flexible redemption
Cons
- Annual fee
- No transfer partners
- Basic benefits
American Express Business Green Card
by American Express
APR Range
Pay in Full
Annual Fee
$95
Card Type
Business
Rewards
Membership Rewards
Key Benefits
1x points on all purchases, transfer partners available, business benefits included.
Pros
- 25K bonus points
- Transfer partners
- Business benefits
- Amex network
Cons
- Annual fee
- Limited acceptance
- Pay in full monthly
Chase Ink Business Cash
by Chase
APR Range
18.24% - 24.24%
Annual Fee
$0
Card Type
Business
Rewards
Cash Back
Key Benefits
5% cash back on office supply stores and internet, cable and phone services, 2% on gas stations and restaurants, 1% on everything else.
Pros
- $750 cash bonus
- 5% office supplies/telecom
- 2% gas/restaurants
- No annual fee
Cons
- Spending caps on bonus categories
- Chase 5/24 rule
- Limited 5% categories
American Express Centurion Card
by American Express
APR Range
Pay in Full
Annual Fee
$5,000
Card Type
Unsecured
Rewards
Membership Rewards
Key Benefits
The ultimate luxury card with invitation-only access, unlimited spending, and exclusive benefits.
Pros
- Invitation only
- Unlimited spending
- Exclusive benefits
- Personal concierge
Cons
- Very high annual fee
- Invitation only
- Limited acceptance
J.P. Morgan Reserve
by JPMorgan Chase
APR Range
21.24% - 28.24%
Annual Fee
$595
Card Type
Unsecured
Rewards
Ultimate Rewards
Key Benefits
Exclusive card for J.P. Morgan Private Bank clients with premium travel and lifestyle benefits.
Pros
- Private bank exclusive
- Premium benefits
- Concierge service
- High earning rates
Cons
- Invitation only
- High annual fee
- Private bank requirement
Citi Prestige Card
by Citi
APR Range
18.24% - 28.24%
Annual Fee
$495
Card Type
Unsecured
Rewards
ThankYou Points
Key Benefits
Premium travel card with 5x points on air travel and restaurants, $250 annual travel credit.
Pros
- 75K bonus points
- 5x air travel/restaurants
- $250 travel credit
- Premium benefits
Cons
- High annual fee
- Limited transfer partners
- Premium credit required
Capital One Venture X Rewards
by Capital One
APR Range
19.24% - 29.24%
Annual Fee
$395
Card Type
Unsecured
Rewards
Miles
Key Benefits
Premium travel card with 2x miles on all purchases, $300 annual travel credit, Priority Pass lounge access.
Pros
- $300 travel credit
- Priority Pass
- 2x on everything
- 10,000 anniversary miles
Cons
- High annual fee
- No transfer partners
- Premium credit required
Wells Fargo Propel
by Wells Fargo
APR Range
16.24% - 24.24%
Annual Fee
$0
Card Type
Unsecured
Rewards
Points
Key Benefits
3x points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans.
Pros
- 30K bonus points
- 3x multiple categories
- No annual fee
- Cell phone protection
Cons
- No transfer partners
- Wells Fargo relationship helpful
- Basic benefits
Bank of America Premium Rewards
by Bank of America
APR Range
18.24% - 28.24%
Annual Fee
$95
Card Type
Unsecured
Rewards
Points
Key Benefits
2x points on travel and dining, 1.5x on everything else, $100 annual travel credit.
Pros
- 60K bonus points
- 2x travel/dining
- $100 travel credit
- No foreign fees
Cons
- Annual fee
- No transfer partners
- BoA relationship helpful
U.S. Bank Altitude Reserve
by U.S. Bank
APR Range
16.24% - 26.24%
Annual Fee
$400
Card Type
Unsecured
Rewards
Points
Key Benefits
3x points on mobile wallet purchases, travel, and streaming services, $325 annual travel credit.
Pros
- 50K bonus points
- 3x mobile wallet
- $325 travel credit
- Real-time rewards
Cons
- High annual fee
- Limited transfer partners
- Mobile wallet focus
Barclays Arrival Premier
by Barclays
APR Range
18.24% - 28.24%
Annual Fee
$89
Card Type
Unsecured
Rewards
Miles
Key Benefits
2x miles on all purchases, flexible redemption for travel expenses, no foreign transaction fees.
Pros
- 70K miles bonus
- 2x on everything
- Flexible redemption
- No foreign fees
Cons
- Annual fee
- No transfer partners
- Limited benefits
American Express Green Card
by American Express
APR Range
Pay in Full
Annual Fee
$150
Card Type
Unsecured
Rewards
Membership Rewards
Key Benefits
3x points on travel, 1x on everything else, $100 LoungeBuddy credit, transfer partners.
Pros
- 45K bonus points
- 3x travel
- Transfer partners
- $100 LoungeBuddy credit
Cons
- Annual fee
- Limited acceptance
- Pay in full monthly
Hilton Honors Aspire Card
by American Express
APR Range
Pay in Full
Annual Fee
$450
Card Type
Unsecured
Rewards
Hilton Honors Points
Key Benefits
Premium hotel card with automatic Diamond status, $250 airline credit, Priority Pass lounge access.
Pros
- 150K bonus points
- Diamond status
- $250 airline credit
- Priority Pass
Cons
- High annual fee
- Limited acceptance
- Hotel-specific rewards
Delta SkyMiles Reserve
by American Express
APR Range
Pay in Full
Annual Fee
$550
Card Type
Unsecured
Rewards
Delta SkyMiles
Key Benefits
Premium airline card with Delta Sky Club access, 3x miles on Delta purchases, priority boarding.
Pros
- 80K bonus miles
- Sky Club access
- 3x Delta purchases
- Priority boarding
Cons
- High annual fee
- Limited acceptance
- Airline-specific rewards
Hilton Honors Aspire Card
by American Express
APR Range
Pay in Full
Annual Fee
$450
Card Type
Unsecured
Rewards
Hilton Honors Points
Key Benefits
Premium hotel card with automatic Diamond status, $250 airline credit, Priority Pass lounge access.
Pros
- 150K bonus points
- Diamond status
- $250 airline credit
- Priority Pass
Cons
- High annual fee
- Limited acceptance
- Hotel-specific rewards
Delta SkyMiles Reserve
by American Express
APR Range
Pay in Full
Annual Fee
$550
Card Type
Unsecured
Rewards
Delta SkyMiles
Key Benefits
Premium airline card with Delta Sky Club access, 3x miles on Delta purchases, priority boarding.
Pros
- 80K bonus miles
- Sky Club access
- 3x Delta purchases
- Priority boarding
Cons
- High annual fee
- Limited acceptance
- Airline-specific rewards