Cash Back Cards
Find the best cash back cards for your credit profile and financial needs.
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Our card rankings and ratings are based on a proprietary methodology that evaluates rewards rates, annual fees, APR, and customer satisfaction. While we may receive compensation from banks whose products appear on this site via ads and affiliate links, this compensation does NOT impact our independent ratings.
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Showing 13 of 97 credit cards
🇺🇸 United States • Cash Back Cards
Chase Freedom Unlimited
by Chase
APR Range
19.24% - 28.24%
Annual Fee
$0
Card Type
Unsecured
Rewards
Cash Back
Key Benefits
1.5% cash back on all purchases, no annual fee, intro 0% APR for 15 months on purchases and balance transfers.
Pros
- 1.5% on everything
- No annual fee
- 0% intro APR
Cons
- Chase 5/24 rule
- Basic rewards rate
- No bonus categories
Discover it Cash Back
by Discover
APR Range
18.24% - 27.24%
Annual Fee
$0
Card Type
Unsecured
Rewards
Cash Back
Key Benefits
5% cash back on rotating quarterly categories (up to $1,500 each quarter), 1% on all other purchases. Cashback match first year.
Pros
- 5% rotating categories
- Cashback match first year
- No annual fee
Cons
- Must activate categories
- Quarterly limits
- Limited acceptance
Citi Double Cash
by Citi
APR Range
18.24% - 28.24%
Annual Fee
$0
Card Type
Unsecured
Rewards
Cash Back
Key Benefits
2% cash back on all purchases, no annual fee. Simple earning structure with no categories to track.
Pros
- 2% on everything
- No annual fee
- Simple earning structure
Cons
- No sign-up bonus
- Must pay bill to earn 2nd 1%
- No bonus categories
Capital One Quicksilver
by Capital One
APR Range
19.24% - 29.24%
Annual Fee
$0
Card Type
Unsecured
Rewards
Cash Back
Key Benefits
1.5% cash back on all purchases, no annual fee, no foreign transaction fees. Simple and straightforward rewards.
Pros
- 1.5% on everything
- No annual fee
- No foreign fees
Cons
- Lower rewards rate
- Basic benefits
- No bonus categories
Bank of America Cash Rewards
by Bank of America
APR Range
18.24% - 28.24%
Annual Fee
$0
Card Type
Unsecured
Rewards
Cash Back
Key Benefits
3% cash back in your choice category, 2% at grocery stores and wholesale clubs, 1% on all other purchases.
Pros
- 3% cash back category
- 2% grocery/wholesale
- No annual fee
Cons
- Limited 3% category
- Standard APR
- No travel perks
Citi Custom Cash
by Citi
APR Range
18.24% - 28.24%
Annual Fee
$0
Card Type
Unsecured
Rewards
Cash Back
Key Benefits
Automatically earn 5% cash back on your top spending category each month (up to $500), 1% on all other purchases. No annual fee.
Pros
- Automatic 5% on top category
- No annual fee
- No category activation needed
- Flexible earning
Cons
- $500 monthly cap on 5%
- 1% on other purchases
- Limited to one category per month
American Express Blue Cash Everyday
by American Express
APR Range
18.24% - 29.24%
Annual Fee
$0
Card Type
Unsecured
Rewards
Cash Back
Key Benefits
No annual fee version of Blue Cash with 3% at supermarkets, 2% at gas stations and department stores. 1% everywhere else.
Pros
- 3% at supermarkets
- No annual fee
- 2% gas/department stores
- Amex benefits
Cons
- Limited Amex acceptance
- Supermarket spending cap
- Lower rates than Preferred
Discover it Chrome
by Discover
APR Range
18.24% - 27.24%
Annual Fee
$0
Card Type
Unsecured
Rewards
Cash Back
Key Benefits
2% cash back at gas stations and restaurants on up to $1,000 quarterly, 1% on everything else. Discover matches all cashback first year.
Pros
- 2% gas/restaurants
- Cashback match first year
- No annual fee
- No foreign fees
Cons
- Quarterly spending cap
- Limited acceptance
- Basic earning elsewhere
Capital One SavorOne
by Capital One
APR Range
19.24% - 29.24%
Annual Fee
$0
Card Type
Unsecured
Rewards
Cash Back
Key Benefits
3% cash back on dining, entertainment, streaming, and groceries. No annual fee and no foreign transaction fees.
Pros
- 3% dining/entertainment/streaming/groceries
- No annual fee
- No foreign fees
- No spending caps
Cons
- 1% on other purchases
- Excludes superstores
- Basic benefits
Blue Cash Preferred from American Express
by American Express
APR Range
18.24% - 29.24%
Annual Fee
$95
Card Type
Unsecured
Rewards
Cash Back
Key Benefits
High earning cash back card with 6% at US supermarkets and streaming services, 3% at gas stations.
Pros
- 6% at supermarkets/streaming
- 3% gas stations
- Amex benefits
Cons
- Annual fee
- Limited Amex acceptance
- Spending caps
U.S. Bank Cash+ Visa Signature
by U.S. Bank
APR Range
16.24% - 26.24%
Annual Fee
$0
Card Type
Unsecured
Rewards
Cash Back
Key Benefits
Choose two 5% categories each quarter from list of options. 1% on all other purchases.
Pros
- 5% chosen categories
- No annual fee
- Flexible categories
Cons
- Quarterly spending limits
- Must choose categories
- Basic benefits
Chase Freedom Flex
by Chase
APR Range
19.24% - 28.24%
Annual Fee
$0
Card Type
Unsecured
Rewards
Cash Back
Key Benefits
5% cash back on rotating quarterly categories (up to $1,500), 1% on everything else. 0% intro APR for 15 months.
Pros
- 5% rotating categories
- 0% intro APR
- No annual fee
Cons
- Must activate categories
- Chase 5/24 rule
- Quarterly limits
Citi Rewards+
by Citi
APR Range
18.24% - 28.24%
Annual Fee
$0
Card Type
Unsecured
Rewards
ThankYou Points
Key Benefits
Unique card that rounds up all purchases to the nearest 10 points. 2x at supermarkets and gas stations, 1x everywhere else.
Pros
- Rounds up to nearest 10 points
- 2x supermarkets/gas
- No annual fee
- 10% points back on first 100K points redeemed
Cons
- Annual spending cap
- Basic earning rate
- Limited transfer partners